It varies. Now, for a lot of people, minor health difficulties shouldn’t hinder the possibility of getting Mortgage Protection. More serious health issues could result in you still getting cover, although you could pay more than the normal price and this is called an additional medical premium or Loading.
The worst outcome is that your application is refused or postponed for a period of time.
But relax, you’ve arrived at the right place. Every insurer looks at each health issue differently, so the outcome with each insurer can be quite different. At Financial Life we are experts when it comes to getting cover for anyone with medical conditions.
We will review your health issues and place you with the most lenient insurer to get you the best outcome.
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Repays mortgage if the insured dies or suffers a terminal illness.Learn More Get Quote
Ensures the financial stability of the family if the insured dies.Learn More Get Quote
The insurance plan gives coverage against specific diseases.Learn More Get Quote
Ensures a regular income for the insured who is unable to work.Learn More Get Quote