Will My Health Issues Affect my Chances of getting Mortgage Protection?

It varies. Now, for a lot of people, minor health difficulties shouldn’t hinder the possibility of getting Mortgage Protection. More serious health issues could result in you still getting cover, although you could pay more than the normal price and this is called an additional medical premium or Loading.

The worst outcome is that your application is refused or postponed for a period of time.

But relax, you’ve arrived at the right place. Every insurer looks at each health issue differently, so the outcome with each insurer can be quite different. At Financial Life we are experts when it comes to getting cover for anyone with medical conditions.

We will review your health issues and place you with the most lenient insurer to get you the best outcome.

Read more:

1. 1. Who Can be Covered?
2. 2. Do I Have to Take Mortgage Protection from the Bank?
3. 3. How Long Does it Take to Take Out Mortgage Protection With Financial Life?