It depends on your goal.
For example, Royal London Ireland offers very competitive prices and includes dual life for the same cost as joint, along with some medical support benefits. Aviva is not currently the cheapest on the market but they do include some fantastic benefits free of charge with their plans, for example, free family GP access, counseling services, and second medical opinion service.
If you have medical issues, then this changes the situation again as the cheapest price you see online can work out very expensive after your health has been assessed.
The best policy will depend on your needs, but keep in mind that it’s not about getting the cheapest coverage; rather, it’s about getting the best deal for your money. At Financial Life you tell us what your goal is, and we do the research and comparison for you. We will apply our maximum broker discounts and ensure you get the best deal available.
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Repays mortgage if the insured dies or suffers a terminal illness.Learn More Get Quote
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The insurance plan gives coverage against specific diseases.Learn More Get Quote
Ensures a regular income for the insured who is unable to work.Learn More Get Quote