One of the key differences between an ARF and an AMRF is access to your funds. The funds in an ARF can be accessed at any time of your choosing(withdrawals are taxable).
With an AMRF you are restricted to being able to access a maximum of 4% of your fund value each year. Whether you can invest in an ARF or must invest in an AMRF will depend on pensionable income and details of any other existing retirement funds.
If you would like one our our pension experts to review your current retirement plan or would like advice as you approach retirement, please call us on 01 582 3548 or email firstname.lastname@example.org.
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