What is Income Protection in Ireland?

An Income Protection plan will protect up to 75% of your salary/ income if you are unable to work due to an illness or injury. Any medical condition or disability that can render you unfit to perform your own occupation is eligible for a claim.

That means from bad persistent migraines or mental illness to severe conditions like Heart attack or Cancer(The list is not exhaustive).

The only evidence your insurer will look for is the proof of condition from your Authorised Medical Attendant in Ireland. The payout will be subject to other policy conditions like deferral period, benefit amount, nearest retirement age, etc.

Read more:

1. 1. Is Serious Illness Cover the same thing as Critical Illness Cover?
2. 2. Why do I need Mortgage Protection Insurance?
3. 3. What is Whole of Life Insurance?