The two types of serious illness cover are Independent Serious Illness cover and Accelerated Serious Illness cover.
Let’s look at a short example. You take out a €500,000 life insurance policy which includes €100,000 Accelerated Specified Illness Cover. Sadly, 2 years later you are diagnosed with cancer and as a result, you make a claim under your serious illness cover. From your specific illness claim, you get €100,000.
Your life insurance is decreased by €100,000, leaving you with a €400,000 life insurance policy. Whereas if you had an Independent Serious Illness Cover for the above plan, you would still have €500,000 Life Cover after you made your Serious Illness Cover claim.
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Repays mortgage if the insured dies or suffers a terminal illness.Learn More Get Quote
Ensures the financial stability of the family if the insured dies.Learn More Get Quote
The insurance plan gives coverage against specific diseases.Learn More Get Quote
Ensures a regular income for the insured who is unable to work.Learn More Get Quote