What is the Difference Between Single, Joint and Dual cover?

Single Cover means one person will be covered under the plan and only one claim can be made.

Joint Cover means two people will be covered under the plan however a claim can only be made once, for the first person who needs to make a claim.

Dual Cover means two people are covered on one plan independently of each other. If a claim is made and paid for one person on the plan, the remaining person will continue to be covered and a second claim can potentially be made.

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