According to the risk of injury or illness at work, insurers categorise you into different occupational classes.
For instance, a plumber is a class 4 (higher risk), whereas an accountant is a class 1 (lowest risk). The risk factor affects the cost of your premium too.
Most insurers also publish a Class 5 or Class D(Decline) occupational class. Jobs coming under this area are automatically declined for income protection. Some occupations like, Member of Defence forces, Fireman, Boxer, Garda, Bus Driver come under this category. However, don’t feel let down if you are in a declined class. We can discuss alternate protection options for you.
InsuranceSeptember 19, 2023
InsuranceDecember 7, 2023
InsuranceNovember 11, 2023
PensionsSeptember 27, 2023
Repays mortgage if the insured dies or suffers a terminal illness.Learn More Get Quote
Ensures the financial stability of the family if the insured dies.Learn More Get Quote
The insurance plan gives coverage against specific diseases.Learn More Get Quote
Ensures a regular income for the insured who is unable to work.Learn More Get Quote